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The content revolves around the topic of an 850 credit score. Some view it as a goal to strive for, sharing their 'magic formula' or 'secret' to achieving this perfect score. However, others argue that an 850 credit score may be useless, implying that while a high score is impressive, it may not necessarily provide substantial additional benefits beyond a certain threshold. Credit scores are important in finance but their true value can vary based on individual needs and contexts.

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